Your ajo group, finally protected.
SafeSav brings Nigeria's trusted ajo and esusu tradition online — with group-approval withdrawals, locked savings targets, and invite links so your circle can join in minutes.
No single person can move shared money without the group's consent.
From invite link to first contribution in minutes.
Create your wagon
Set the group name, contribution amount, savings frequency (daily, weekly, or monthly), member limit, and withdrawal approval rules — all members, majority, or custom approvers.
Invite your group
Each wagon generates a shareable link. Send it to your ajo circle via WhatsApp. Members join with one tap. Your existing savings group is on the platform in minutes.
Save and withdraw with approval
Contributions run automatically on collection day. When someone needs a withdrawal, the group gets notified. Every member votes — approved or rejected — before a naira moves.
Built for how Nigerian groups actually save.
Transparent by design
Every contribution, every withdrawal request, every approval — visible to all group members in real time. No more taking someone's word for it.
Group approval for every withdrawal
You set the threshold — all members, majority, or named approvers. No single person can move shared money unilaterally. The group's rules are enforced automatically.
Lock funds to a goal
Set a target amount and date. Funds are locked until the goal is reached. Members who want to break early pay a small penalty — keeping the group's commitment intact.
Invite link virality
Each wagon generates a unique shareable link. Send it over WhatsApp. Your group joins in one tap. Wagon creators earn ₦3,000 once their group reaches 100 members.
Configurable contribution rules
Daily, weekly, or monthly. Fixed contribution amounts. Custom member limits. You decide — SafeSav enforces it automatically on collection day.
Mobile-first, no bank account required to explore
Built for how Nigerians actually use their phones — fast, simple, no finance jargon. Sign up and explore your first wagon in under two minutes.
If your group already saves together, SafeSav was made for you.
Millions of Nigerians already practise ajo and esusu. The behaviour exists. SafeSav gives it the infrastructure it deserves — transparent, documented, and trustworthy.
Start your wagon todayBuilt on the same trust your group already has.
Every naira in, every naira out is visible to all group members. No private side channels.
Approval flows replace awkward personal confrontations. The platform is the neutral party.
SafeSav enforces the group's own rules — not ours. Your circle stays in control.
Built for the realities of Nigerian infrastructure and culture. Fast, simple, trustworthy.
Start your wagon today.
Free to join. Create a wagon in minutes, share the invite link, and start saving together safely.
₦100 wagon join fee · ₦20 withdrawal fee · No subscription